1203 S Settlers Circle, Cottonwood, AZ 86326 (MLS# 7049827)

1203 S Settlers Circle, Cottonwood, AZ 86326

$449,000

5b06313ddeee4629bc5a37fa3d0cb23909144987

617ca736229bbbe3cb6e9508f01217926fabc506

519ac13782553c8efc7a991ab794c009624b3c30

df4aaec5c430681b7bbe3cfaa4f65424d4d3e73e

914e5d0fcde92e9e02f51e8e06e2e9d839acf2ac

53c5ec26a508320ab150d46ece94b05494b938d2

5a1d4b4acb15777eaf26ff583923f6ea8132a0a4

37fd466dd99585720f463ce4b2b7827bfaf8d719

0c80ca47494d8abf76eb0e0c8a4f22f25eb7b0f1

16da10ecb68cbef3803c8b5401253c741b4894ec

005664f6b680302131c6ad6e9309acba2da9a93e

061277df3c61e0d47d3f26369155f22d5f5ca361

73efa2409c4c6a2995f8e9a01b69033d330829a9

c530af2bd8935d621f0d09c38e295c96f2aa8eba

3639d9951c287688f4fefe09fc80e62019268d54

9355e0bc514ad9b75bc82353afa10a9b0d65410e

0e3c5a319f075ab631326fdb1500863359e9048f

fb2129628ab5d0369be8516df9d91eca5f1ab35e

ef7550ba155cf7d62c9a32904fdd13b70077d2e5

608e35f0a1ba283679161e42ff586af66b4749c1

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,940 Lot Size (sq. ft.): 11,080 Status: Active

Current Price: $449,000 Last Modified: 7/03/2026

Overview

Description

Walk in and feel the open space, this one lives larger than the numbers on paper. Cathedral ceilings, plantation shutters, and a wood stove for the cold nights set the tone, backed by owned solar that keeps the power bill low without a lease attached. The primary suite alone is worth the drive: his-and-hers closets, a skylight, and a garden tub built for actually unwinding. The second bedroom comes with its own sitting nook, ready to be an office, a reading corner, or whatever you need it to be. Outside, it's all shade and privacy -- mature fir and mimosa trees over a fenced backyard, a storage shed for the overflow, and room to park the RV. No HOA telling you what to do with any of it. An above-ground pool and hot tub may convey too -- ask and find out.

Supplements: Old Town Cottonwood, the wine trail, and Sedona's red rocks are minutes away, but the real case for this house is standing inside it. Book your tour now and grab a slice of the Verde Valley!

Listing Details MLS# 7049827

Location, Tax & Legal

House Number: 1203
Compass: S
Street Name: Settlers
St Suffix: Circle
City/Town Code: Cottonwood
State/Province: AZ
Zip Code: 86326
Country: US
County Code: Yavapai
Assessor Number: 406-50-263
Subdivision: Verde Village Unit 8
Tax Year: 2025
Assessor's Map #: 50
Assessor's Parcel #: 263
Tax Municipality: Yavapai - COUNTY
Taxes: 2000

Contract Information

Type: Exclusive Right To Sell
Ownership: Fee Simple
Co-Ownership (Fractional) Agreement YN: No

General Property Description

Dwelling Type: Single Family Residence
Dwelling Styles: Detached
Exterior Stories: Yes
# of Interior Levels: Yes
# Bedrooms: 3
Full Bathrooms: 2
Total Bathrooms: 2
Approx SQFT: 1940
Price/SqFt: 231.44
Horses: N
Builder Name: UNK
Year Built: 1990
Approx Lot SqFt: 11080
Approx Lot Acres: 0.254
Community Pool Y/N: No
Private Pool Y/N: No
Fireplace YN: Yes
Fireplaces Total: Yes
Elementary School District: Cottonwood-Oak Creek Elementary District
High School District: Cottonwood-Oak Creek Elementary District
Elementary School: Dr Daniel Bright Elementary School
Jr. High School: Dr Daniel Bright Elementary School
High School: Cottonwood Education Services
Half Bathrooms: 0

Legal Info

Lot Number: 4082

Basement

Basement Y/N: N

More Information

Parking Spaces

Garage Spaces: 2
Slab Parking Spaces: 4
Total Covered Spaces: 2

Showing Notification Methods

Showing Service: Aligned Showings

Special Listing Cond

N/A: Yes

Construction

Wood Frame: Yes

Const - Finish

Stucco: Yes

Roofing

Composition: Yes

Association & Fees

HOA Y/N: N
PAD Fee Y/N: N
Land Lease Fee Y/N: N
Ttl Mthly Fee Equiv: 0

Lockbox Type

Combo: Yes

Master Bathroom

Full Bth Master Bdrm: Yes
Separate Shwr & Tub: Yes
Double Vanity: Yes

Dining Area

Eat-in Kitchen: Yes

Heating

Natural Gas: Yes

Kitchen Features

Dishwasher: Yes
Disposal: Yes
Gas Oven: Yes
Gas Range: Yes
Refrigerator: Yes

Cooling

Ceiling Fan(s): Yes
Evaporative Cooling: Yes
Central Air: Yes

Laundry

Inside: Yes

Separate Den/Office

Sep Den/Office Y/N: N

Fencing

Back Yard: Yes
Wood: Yes

Water Source

City Water: Yes

Spa

Private: Yes
Above Ground: Yes

Sewer

Septic Tank: Yes

New Financing

Cash: Yes
Cash to Loan: Yes
VA: Yes
Conventional: Yes
FHA: Yes
1031 Exchange: Yes

Utilities

APS: Yes
Unisource: Yes

Existing 1st Loan

Treat as Free&Clear: Yes

Property Description

Corner Lot: Yes

Landscaping

Gravel/Stone Front: Yes
Gravel/Stone Back: Yes
Desert Front: Yes
Desert Back: Yes
Synthetic Grass Back: Yes
Auto Timer H2O Front: Yes
Auto Timer H2O Back: Yes
Irrigation Front: Yes
Irrigation Back: Yes

Disclosures

Other (See Remarks): Yes

Possession

By Agreement: Yes
Close of Escrow: Yes

Association Fee Incl

No Fees: Yes

Assoc Rules/Info

None: Yes

Property Features

Special Listing Cond: N/A Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Vanity Spa: Private; Above Ground Dining Area: Eat-in Kitchen Kitchen Features: Gas Oven; Gas Range; Disposal; Dishwasher; Refrigerator Laundry: Inside Construction: Wood Frame Const - Finish: Stucco Roofing: Composition Cooling: Central Air; Evaporative Cooling; Ceiling Fan(s) Heating: Natural Gas Utilities: APS; Unisource Water Source: City Water Sewer: Septic Tank Fencing: Back Yard; Wood Property Description: Corner Lot Landscaping: Gravel/Stone Front; Gravel/Stone Back; Desert Front; Desert Back; Synthetic Grass Back; Auto Timer H2O Front; Auto Timer H2O Back; Irrigation Front; Irrigation Back Lockbox Type: Combo Possession: By Agreement; Close of Escrow Association Fee Incl: No Fees Existing 1st Loan: Treat as Free&Clear New Financing: Cash; Cash to Loan; VA; FHA; Conventional; 1031 Exchange Disclosures: Other (See Remarks)

Listing Office: Citiea

Last Updated: July - 03 - 2026