Supplements: downstairs. The split layout provides privacy, while the upstairs bedroom, full bathroom, loft, and laundry room create ideal space for guests, a home office, or a second living area. The loft is open to below, enhancing the spacious feel and allowing natural light to flow throughout the home. It also offers the option to be enclosed for a potential third bedroom, adding even more flexibility. Inside, soaring two-story vaulted ceilings and clerestory windows flood the main living area with natural light, creating an airy, open atmosphere. Neutral tile flooring runs throughout the kitchen, living areas, and bathrooms. The kitchen features cherry cabinetry with 42 inch uppers and crown molding, granite countertops, an undermount stainless steel double-basin sink, stainless steel appliances including a built-in microwave, electric range, and dishwasher, plus a walk-in pantry with built-in shelving. A convenient powder room is located just off the kitchen for guests. The primary suite includes updated luxury vinyl plank flooring, built-in shelving, a sliding glass door to the private patio, and a spacious ensuite bathroom with dual sinks and a large walk-in closet complete with built-in shelving, hooks, and storage features. Both the living room and primary bedroom have wall-mounted TV brackets already installed. Upstairs, you'll find quality Berber-style carpet on the stairs, loft, and secondary bedroom, which also includes built-in closet shelving. Thoughtful details throughout the home make everyday living easier and more comfortable. White two inch blinds provide a clean, finished look and light control in every room. The upstairs laundry area offers convenient access near the secondary bedroom and loft space. The two-car garage with electric opener offers secure parking and additional storage flexibility. Out front, the covered patio with concrete pavers creates a welcoming outdoor space to relax with morning coffee or unwind in the evening while taking in the poolside views and greenbelt setting. The HOA fee covers water, sewer, and trash service, along with full access to the pool, spa, fitness center, playgrounds, and gated entry. It also includes roof repair and replacement, removing the uncertainty and potential expense of a major roof project down the road. When you factor in the utilities, exterior maintenance, and resort-style amenities, the monthly fee delivers built-in value and added peace of mind. Located just minutes from Surprise Community Park, Surprise Stadium, Surprise Tennis Complex, Ottawa University, Surprise City Hall, Surprise Lake, Ashton Ranch Middle School, and Countryside Elementary School, this home combines convenience, functionality, and lifestyle in one well-rounded package.