1649 W LOMA Lane, Phoenix, AZ 85021

$589,900
Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,862 Lot Size (sq. ft.): 8,150 Status: Active
Current Price: $589,900 Last Modified: 2/23/2026

Description

NO HOA + RV GATE + OWNED SOLAR + POOL in the heart of Central Phoenix! Welcome to this beautifully maintained and thoughtfully upgraded 4-bedroom home in the highly desirable Royal Oaks neighborhood offering comfort, flexibility, and an unbeatable location. From the moment you arrive, the home radiates inviting curb appeal with refreshed exterior finishes and mature, well-manicured landscaping. Inside, warm wood-style flooring and an open, light-filled layout create an inviting atmosphere that is perfect for both everyday living and effortless entertaining. The home underwent an extensive renovation in 2019-2020, including a stunning kitchen and bathroom remodel, all new energy-efficient dual pane windows, updated finishes, and significant system improvements with additional

Supplements: upgrades completed since, showcasing true pride of ownership throughout. The spacious and beautifully remodeled kitchen is a true centerpiece, featuring quartz countertops, stylish updated cabinetry, a generous center island, coffee bar, designer backsplash, and upgraded stainless steel appliances, including a professional GE/Café pro gas range with griddle and smart double oven, ideal for hosting gatherings or enjoying quiet evenings cooking at home. Both bathrooms have been tastefully renovated with classic subway tile showers, updated vanities, and modern fixtures. Major system enhancements provide added peace of mind, including an upgraded electrical panel and numerous thoughtful improvements throughout the home. Step outside to your private backyard retreat, where a sparkling resurfaced pool, upgraded in 2020 with updated equipment, creates the ultimate Arizona outdoor oasis, complemented by refreshed landscaping designed for relaxation and enjoyment. Enjoy the freedom of no HOA restrictions, allowing you to truly make the property your own without additional fees, approvals, or monthly assessments. The RV gate offers exceptional flexibility with space for a camper, trailer, boat, or recreational vehicles, a rare and highly sought-after feature in this central location. To top it all off, the home features a newer owned solar system installed by the current owner, fully owned, not leased, and not subject to any escalating solar agreement. Unlike many properties with complex lease transfers or ongoing payments, this system conveys with the home, delivering energy efficiency and significantly reduced electric costs without any additional solar expense. This is a substantial value improvement already paid for by the Seller, allowing the next homeowner to immediately enjoy the long-term savings and benefits. With its rare combination of freedom, thoughtful upgrades, energy efficiency, and prime location, this home is truly a standout gem in one of Central Phoenix's most desirable pockets -- a move-in-ready opportunity you do not want to miss.

More Information MLS# 6988411

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $589,900 Status: Active Current Price: $589,900 List Date: 2026-02-23

Location, Tax & Legal

Assessor's Map #: 10 Legal Description (Abbrev): LOT 85 ROYAL OAKS UNIT 2 MCR 011616 Assessor's Parcel #: 69 Tax Municipality: Phoenix Taxes: 2720 House Number: 1649 Compass: W Street Name: LOMA St Suffix: Lane City/Town Code: Phoenix State/Province: AZ Zip Code: 85021 Zip4: 5445 County Code: Maricopa Assessor Number: 158-10-069 Subdivision: ROYAL OAKS UNIT 2 Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 1 Full Bathrooms: 2 Half Bathrooms: 0 Approx SQFT: 1862 Price/SqFt: 316.81 Approx Lot SqFt: 8150 Approx Lot Acres: 0.187 Horses: N Builder Name: Unknown Lead Based Hazard Disclosure: Yes Elementary School District: Washington Elementary School District High School District: Glendale Union High School District Elementary School: Richard E Miller School Jr. High School: Royal Palm Middle School High School: Sunnyslope High School Community Pool Y/N: No Private Pool Y/N: Yes Fireplace YN: Yes Fireplaces Total: 1 Dwelling Type: Single Family Residence Exterior Stories: 1 # Bedrooms: 4 Total Bathrooms: 2 Year Built: 1968

Legal Info

Range: 3E Section: 31 Township: 3N Lot Number: 85

Special Listing Cond

N/A: 1

Construction

Block: 1

Const - Finish

Painted: 1 Stucco: 1

Roofing

Composition: 1

Pmt & Rate Info

Down Payment: 0 Total Asum Mnth Pmts: 0

Association & Fees

HOA Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 0 Cap Improvement/Impact Fee $/%: % Cap Improvement/Impact Fee 2: 0 Cap Improvement/Impact Fee 2 $/%: % Land Lease Fee Y/N: N Land Lease Fee: 0 Rec Center Fee Y/N: N Rec Center Fee 2 Y/N: N Ttl Mthly Fee Equiv: 0

Showing Notification Methods

Showing Service: Aligned Showings

Lockbox Type

Supra: 1

Architecture

Ranch: 1

Master Bathroom

3/4 Bath Master Bdrm: 1

Fireplace Features

Fireplace Family Rm: 1

Flooring

Carpet: 1 Laminate: 1 Tile: 1

Window Features

Dual Pane: 1

Private Pool Features

Outdoor: 1

Dining Area

Dining in LR/GR: 1

Heating

Electric: 1

Kitchen Features

Dishwasher: 1 Disposal: 1 Gas Range: 1 Kitchen Island: 1 Built-in Microwave: 1 Refrigerator: 1 Quartz Countertops: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Interior Features

No Interior Steps: 1

Laundry

Washer Included: 1 Dryer Included: 1 In Garage: 1

Basement

Basement Y/N: N

Separate Den/Office

Sep Den/Office Y/N: N

Road Responsibility

City Maintained Road: 1

Technology

Cable TV Avail: 1 High Speed Internet: 1

Fencing

Block: 1

Water Source

City Water: 1

Exterior Features

Covered Patio(s): 1 Storage: 1

Spa

None: 1

Sewer

Sewer - Public: 1

Parking Spaces

Slab Parking Spaces: 1 Total Covered Spaces: 2 Garage Spaces: 2

Parking Features

RV Gate: 1 Side Vehicle Entry: 1 Garage Door Opener: 1

New Financing

Cash: 1 VA: 1 Conventional: 1

Energy/Green Feature

Solar Panels: 1

Plumbing

Electric Hot Wtr Htr: 1

Solar Panels

Ownership: Owned Outright

Utilities

SRP: 1 SW Gas: 1

Existing 1st Loan

VA: 1

Existing 1st Loan Terms

Non Assumable: 1

Property Description

North/South Exposure: 1

Landscaping

Desert Front: 1 Desert Back: 1 Grass Back: 1 Auto Timer H2O Front: 1 Auto Timer H2O Back: 1

Services

City Services: 1

Items Updated

Floor Yr Updated: 2019 Floor Partial/Full: Full Plmbg Yr Updated: 2019 Plmbg Partial/Full: Partial Ht/Cool Yr Updated: 2020 Ht/Cool Partial/Full: Full Kitchen Yr Updated: 2019 Kitchen Partial/Full: Full Bath(s) Yr Updated: 2019 Bath(s) Partial/Full: Full Pool Yr Updated: 2019 Pool Partial/Full: Partial

Contact Info

List Agent Home Phn: 623-695-4900

Disclosures

Seller Discl Avail: 1 Agency Discl Req: 1

Possession

Close of Escrow: 1

Association Fee Incl

No Fees: 1

Assoc Rules/Info

None: 1

Remarks Misc

Cross Street: Northern Ave & 15th Ave Directions: Northern Ave to 16th Drive. North on 16th Drive and west on Loma Lane. Home is on the left. Geo Lat: 33.553839 Geo Lon: -112.095489

Property Features

Special Listing Cond: N/A Architecture: Ranch Master Bathroom: 3/4 Bath Master Bdrm Fireplace Features: Fireplace Family Rm Flooring: Carpet; Laminate; Tile Window Features: Dual Pane Private Pool Features: Outdoor Spa: None Dining Area: Dining in LR/GR Kitchen Features: Gas Range; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Quartz Countertops; Kitchen Island Laundry: Washer Included; Dryer Included; In Garage Interior Features: No Interior Steps Technology: Cable TV Avail; High Speed Internet Exterior Features: Covered Patio(s); Storage Parking Features: Garage Door Opener; RV Gate; Side Vehicle Entry Road Responsibility: City Maintained Road Construction: Block Const - Finish: Painted; Stucco Roofing: Composition Cooling: Central Air; Ceiling Fan(s) Heating: Electric Plumbing: Electric Hot Wtr Htr Utilities: SRP; SW Gas Water Source: City Water Sewer: Sewer - Public Services: City Services Fencing: Block Property Description: North/South Exposure Landscaping: Desert Front; Desert Back; Grass Back; Auto Timer H2O Front; Auto Timer H2O Back Lockbox Type: Supra Possession: Close of Escrow Association Fee Incl: No Fees Existing 1st Loan: VA Existing 1st Loan Terms: Non Assumable New Financing: Cash; VA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req
Listing Office: HomeSmart
IDX
Last Updated: February - 23 - 2026
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