26770 N 174TH Lane, Surprise, AZ 85387 (MLS# 6999470)

26770 N 174TH Lane, Surprise, AZ 85387

$425,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,618 Lot Size (sq. ft.): 6,000 Status: Active

Current Price: $425,000 Last Modified: 3/17/2026

Description

Rare opportunity to assume an existing loan at approximately 3.25% interest rate, offering significant monthly payment savings compared to today's rates. This 3 bedroom, 2 bathroom home with 1,660 sq ft also features a private pool and solar system, making it an exceptional value. The home welcomes you with a gated courtyard entry and decorative iron door, creating charm and privacy. Inside, the open floor plan offers tile flooring throughout the main living areas and abundant natural light. The kitchen sits at the center of the home and features white cabinetry, stainless steel appliances,

Supplements: pendant lighting, and a large island with breakfast bar seating, all opening to the dining area and great room--perfect for entertaining and everyday living. The primary suite provides a comfortable retreat with dual sinks and a walk-in shower. Step outside to enjoy the backyard designed for Arizona living, featuring a sparkling private pool and a full-length custom covered patio, creating the perfect space for relaxing, outdoor dining, or entertaining. The yard also includes low-maintenance landscaping. With a rare assumable 3.25% loan, private pool, and solar for energy efficiency, this home offers a unique opportunity for buyers looking to maximize value and reduce monthly costs.

More Information MLS# 6999470

Contract Information

Type: Exclusive Right To Sell Ownership: Fee Simple Co-Ownership (Fractional) Agreement YN: No List Price: $425,000 Status: Active Current Price: $425,000 List Date: 2026-03-16

Location, Tax & Legal

Assessor's Map #: 14 Legal Description (Abbrev): LOT 142 CORTANA AT DESERT OASIS MCR 141838 Assessor's Parcel #: 142 Tax Municipality: Surprise Taxes: 1191 House Number: 26770 Compass: N Street Name: 174TH St Suffix: Lane City/Town Code: Surprise State/Province: AZ Zip Code: 85387 Zip4: 2138 County Code: Maricopa Assessor Number: 510-14-142 Subdivision: CORTANA AT DESERT OASIS Tax Year: 2025

General Property Description

Dwelling Styles: Detached # of Interior Levels: 1 Full Bathrooms: 2 Half Bathrooms: 0 Approx SQFT: 1618 Price/SqFt: 262.67 Approx Lot SqFt: 6000 Approx Lot Acres: 0.138 Horses: N Builder Name: KB HOMES Elementary School District: Nadaburg Unified School District High School District: Nadaburg Unified School District Elementary School: Desert Oasis Elementary School Jr. High School: Desert Oasis Elementary School High School: Mountainside High School Community Pool Y/N: Yes Private Pool Y/N: Yes Fireplace YN: No Dwelling Type: Single Family Residence Exterior Stories: 1 # Bedrooms: 3 Total Bathrooms: 2 Year Built: 2021

Legal Info

Range: 2W Section: 35 Township: 5N Lot Number: 142

Special Listing Cond

N/A: 1

Construction

Wood Frame: 1

Const - Finish

Painted: 1 Stucco: 1

Roofing

Tile: 1

Association & Fees

HOA Y/N: Y HOA Disclosure/Addendum Affirmation: Yes HOA Transfer Fee: 150 HOA Fee: 100 HOA Paid Frequency: Monthly HOA Name: Desert Oasis HOA Telephone: 602-957-9191 HOA Management Company: Trestle Management G HOA Management Phone: 480-422-0888 Special Assessment HOA: No HOA 2 Y/N: N PAD Fee Y/N: N Cap Improvement/Impact Fee: 300 Cap Improvement/Impact Fee $/%: $ Prepaid Association Fees HOA: 200 Disclosure Fees HOA: 250 Other Fees HOA: 0 Land Lease Fee Y/N: N Rec Center Fee Y/N: N Ttl Mthly Fee Equiv: 100

Showing Notification Methods

Showing Service: Aligned Showings Text: 1

Lockbox Type

Supra: 1

Master Bathroom

3/4 Bath Master Bdrm: 1

Master Bedroom

Split: 1

Flooring

Carpet: 1 Tile: 1

Private Pool Features

Play Pool: 1

Dining Area

Other (See Remarks): 1

Heating

Natural Gas: 1

Kitchen Features

Dishwasher: 1 Disposal: 1 Built-in Microwave: 1 Refrigerator: 1 Reverse Osmosis: 1 Gas Cooktop: 1

Cooling

Ceiling Fan(s): 1 Central Air: 1

Interior Features

Water Softener Owned: 1 Soft Water Loop: 1 Water Purifier: 1

Laundry

Washer Included: 1 Dryer Included: 1 Gas Dryer Hookup: 1 220 V Dryer Hookup: 1 Inside: 1

Basement

Basement Y/N: N

Separate Den/Office

Sep Den/Office Y/N: N

Road Responsibility

City Maintained Road: 1

Fencing

Back Yard: 1 Perimeter: 1 Block: 1

Water Source

Pvt Water Company: 1

Community Pool Features

Fenced: 1 Outdoor: 1

Exterior Features

Covered Patio(s): 1

Spa

None: 1

Sewer

Sewer - Public: 1

Parking Spaces

Slab Parking Spaces: 2 Total Covered Spaces: 2 Garage Spaces: 2

Parking Features

Attch'd Gar Cabinets: 1 Extended Length Garage: 1 Garage Door Opener: 1

New Financing

Cash: 1 VA: 1 Conventional: 1 FHA: 1

Energy/Green Feature

Solar Panels: 1

Solar Panels

Grid: On Ownership: Owned w/Loan Assumption

Utilities

APS: 1 SW Gas: 1

Existing 1st Loan

FHA: 1

Existing 1st Loan Terms

Assume - Qualify: 1

Landscaping

Gravel/Stone Front: 1 Desert Front: 1 Grass Back: 1 Auto Timer H2O Front: 1 Auto Timer H2O Back: 1

Services

City Services: 1

Items Updated

Pool Yr Updated: 2023 Pool Partial/Full: Full

Unit Style

All on One Level: 1

Disclosures

Seller Discl Avail: 1 Agency Discl Req: 1

Possession

Close of Escrow: 1

Association Fee Incl

Common Area Maint: 1

Assoc Rules/Info

Prof Managed: 1

Remarks Misc

Cross Street: 163RD AVE & JOMAX RD Directions: WEST ON 163RD AVE RIGHT ON 173RD AVE, LEFT ON ANDREA DR, LEFT ON 174RD LN TO PROPERTY ON THE RIGHT Geo Lat: 33.725995 Geo Lon: -112.438284

Property Features

Special Listing Cond: N/A Master Bathroom: 3/4 Bath Master Bdrm Master Bedroom: Split Flooring: Carpet; Tile Private Pool Features: Play Pool Community Pool Features: Fenced; Outdoor Spa: None Dining Area: Other (See Remarks) Kitchen Features: Gas Cooktop; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Reverse Osmosis Laundry: Washer Included; Dryer Included; Gas Dryer Hookup; 220 V Dryer Hookup; Inside Interior Features: Water Softener Owned; Soft Water Loop; Water Purifier Exterior Features: Covered Patio(s) Parking Features: Attch'd Gar Cabinets; Extended Length Garage; Garage Door Opener Road Responsibility: City Maintained Road Construction: Wood Frame Const - Finish: Painted; Stucco Roofing: Tile Cooling: Central Air; Ceiling Fan(s) Heating: Natural Gas Utilities: APS; SW Gas Water Source: Pvt Water Company Sewer: Sewer - Public Services: City Services Fencing: Back Yard; Perimeter; Block Landscaping: Gravel/Stone Front; Desert Front; Grass Back; Auto Timer H2O Front; Auto Timer H2O Back Showing Notification Methods: Text Lockbox Type: Supra Possession: Close of Escrow Unit Style: All on One Level Association Fee Incl: Common Area Maint Existing 1st Loan: FHA Existing 1st Loan Terms: Assume - Qualify New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Agency Discl Req

Listing Office: Caruso Real Estate

Last Updated: March - 17 - 2026